Did you know that your dental benefits expire at the end of the year? That means that if you have unused dental benefits, they don’t roll over into the next year. Wasting available dental benefits is like tossing out free money. When it comes to dental insurance, you want to be well informed about your coverage plan to ensure you are getting the most out of your benefits. Your dental insurance may help cover part of your cost after your deductible is met. So if you’ve been waiting to schedule that much needed dental treatment, now is the time. Dr. Natasha Radosovljevic and her dental care team in Clearwater, FL are here to help you get the treatment you need in a safe, comfortable environment. If you have any question regarding your oral health or about your insurance, contact our Clearwater, FL dental office.
Understand Your Dental Benefits
During your preventive care visits, Dr. Rado can thoroughly examine your smile and determine if you need any further treatment. Dr. Rado takes the time to plan a treatment that addresses all your dental needs. Don’t wait until you are experiencing uncomfortable symptoms before your schedule preventive care visit. You don’t want your benefits to go to waste.
Each dental insurance company has a unique set of guidelines for what they and do not cover. Most insurance companies cover preventive dental care, which may include a comprehensive exam and a dental cleaning, and sometimes may cover a set of X-rays. To understand your insurance benefits fully, patients should contact their dental insurance company to review their benefits and coverage details. Be sure to ask about:
- Deductible: Your deductible is the amount of money you have to pay out of pocket before your insurance company can cover part of your costs.
- Coinsurance: This may kick in after your deductible is covered. Depending on your plan, patients may still be responsible for part of their treatment cost and your insurance company will cover part of it as well.
- Maximum: Your yearly maximum may vary in price. Your yearly maximum is the amount of money your dental insurance will cover during your insurance year.
- Exclusions and Coverage: Your dental insurance may have a list of what is covered and what is excluded from your dental insurance plan. This list may also include the number of preventive care visits is covered a year. Having an idea about exclusions and coverage can help you better plan your dental treatment.